Why Choose Us

A Relationship Built on Trust and Integrity

Our firm is built on seven principles, Integrity, Objectivity, Competence, Fairness, Confidentiality, Professionalism and Diligence. We strive everyday to bring these principles to every client relationship. Both, Joseph Grella, CFP(R) and William D'Annibale, as Managing Partners of the firm believe that to successfully have a long term relationship, you should be treated not as a customer but as a client. If this is what you are looking for in a financial advisory firm, please contact us.

Uniquely Independent

Within the world of financial advice, many people do not know whose interest is being taken into account.

Is it the investment firm's or the clients'?

At American Retirement & Investment Strategies we always put the clients' interests first. As a Registered Investment Advisory (RIA) firm it is legally our fiduciary duty to do what is in the best interest of the client. Broker/dealers and other non-RIA firms do not have this fiduciary duty and are not necessarily legally bound to put your best interests first.

Our Investment Philosophy

Our investment philosophy is based on two simple principles: 1) Manage our clients’ money with low market risks; 2) Participate in the potential market growth. 

In order to achieve these results, we have developed our own proprietary strategy called “Twelve Asset Classes” which has been modeled after a strategy that has been successfully tested for over 50 years.   Our ultimate objective is to create and maintain a building block of twelve sub-asset classes that provide diversification and positive yield growth. Our investments may focus on market index securities (i.e, S&P 500, Dow Jones, Nasdaq, All World Index, etc.), or we can drill down to individual sectors or industry groups (i.e., Commodities,-, Real Estate, etc.).

In addition to our “Twelve Asset Classes” methodology, we also use a Buy and Sell strategy hinged on both fundamental and technical analysis

By combining the elements of both fundamental and technical analysis, our firm’s investment strategy is to determine not only what type of investment should be included in a client’s portfolio, but also when that investment should be bought or sold. .In other words, not just “what to buy” for our clients’ portfolios but also “when” to buy.


Italian Professionals Living in America Professionisti Italiani Domiciliati in America

Financial guide for Italian Professionals moving to USA Guida finanziaria per professionisti Italiani in USA

Financial Facts and Figures for 2017

A Resource You Can Use All Year

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Research Report

Research Report
  • Accelerating Earnings, Surging World Growth, And Stocks Break A Record Again
    Keeping 'Em Honest Wall Street's Track Record Is Not Good
    Maybe The Best Economic Conditions In Modern U S History
    A Vivid Illustration Of How Portfolio Theory Worked In The Real World Of 2017
    2017 Ends With Big Stock Returns
    President Signs Historic Tax Cuts And Jobs Act
    Looking Back At A Very Eventful Year
    Tax Bill Drives Another Stock Market Record And Gives You To Dos By Year End
    An Eventful Week In Wealth Management
    Leading Economic Indicators Surge, Stocks Break Record High Again
    Poo Poohed By Politicians And Pundits, The U S Economy Is Booming
    The No 1 Fake News Story Of The Year Affecting Your Wealth
    A Week Of Major News Affecting Your Money
    U S GDP Growth Surprise Propels Stocks To New Record
    Why Does The Standard And Poor's 500 Keep Breaking Records
    U.S. Stocks Nearly Doubled In The Last Five Years
    Despite Information Explosion, Inflation Confounds The Fed And Financial Press
    Trump Tax Plan Upends Year-End Tax Planning
    Trump Plans Massive $1.5 Trillion Tax Reform
    Year-End Tax Planning Could End With A Thrill This Year
    This Week's News About Wealth Management
    The Good News The Financial Press Keeps Missing
    Despite A Chorus Of Bears, The Bulls Played On
    Stocks Dropped For Second Straight Week Amid Strengthening Economic Reports
    Despite Wall Street Guru's Terrible Advice A Year Ago, he's back
    With Stocks Near All-Time High, Personal Income And Employment Data Are Released
    How Strategic Asset Allocation And Rebalancing Worked In the 12 Months Ended June 30
    Wall Street's "Top" Strategists' Recommendations Are Like Monkeys Throwing Darts
    Stocks Break Another All-Time High. What Is Going On?
    Stronger Than Expected Jobs Creation But CNBC Reports "Trouble Lurked"
    S&P 500 Returned 2.9% In 2nd Quarter And 9.2% In First Half Of 2017
    Despite Distractions, Demographics Are Poised To Drive U S Long Term Growth
    The Federal Reserve’s Historic Economic Experiment Enters A New Phase
    Looking Past Media And Political Distortions, Economic Conditions Are Strong
    Despite The Washington Sideshow, Stocks Closed At A New All Time High
    Confronted By Major Political Crisis, The U.S. Financial System Barely Blinked
    Wall Street's Dismal Track Record
    Investment Perspectives 2013
    Retirement Income Report
    Lessons From The Third Quarter
    Earnings Versus Stock Prices
    The Long-Term Fiscal Outlook For The United States
    Will Record Profit Margins Upend The Bull Market?
    Are Market "Killers" Threatening The Long Bull Market?
    Seven-Asset Portfolio Benchmark
    Wall Street's Anachronistic Ways In The Internet Age
    Are Stocks In A Bubble?
    Don't Lament Not Being Concentrated In US Stocks
    Keeping Perspective Despite Wall Street's Worst Start To A Year Ever

Contact Info

14 Fleetwood Drive
Gloucester, MA 01930
Tel: 978-283-1011
Email: joeg@investinaris.com

8 Wildebrook Road
Medway, MA 02053
Tel: 508-533-7370
Email: billd@investinaris.com